Health Insurance for Graduate Students

Graduate School policy requires all full-time graduate students at the College Park campus to have health insurance.

All graduate students enrolled full-time in a master’s or doctoral program at the University of Maryland, College Park campus must have health insurance coverage. Full-time students are those who are enrolled for at least 48 units for the semester or 36 units for a 12-week term.  Part-time students, non-degree-seeking students, students enrolled in certificate programs, exclusively online programs, and/or programs at the Shady Grove campus are encouraged but not required to have health insurance, unless the student's immigration status requires insurance. Please view the full policy in the Graduate Catalog.

Automatic Enrollment

Full-time registered graduate students:  Automatic enrollment in the Student Health Insurance Plan (SHIP) will begin in August when you register for classes, and the cost will be charged to your student account.  If you already have insurance, please submit an insurance waiver to avoid automatic enrollment and automatic billing.  Please note, Graduate Assistants are exempt from the automatic enrollment and waiver process. If you are a GA and you were charged, please submit your GA offer letter on the waiver portal.  The waiver portal will be available June 15 - September 30.

Here is the Waiver Portal

Letter sent to Graduate students on June 15, 2023
Letter sent to Graduate Students on July 26, 2023