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Summer Health Insurance

Information about Summer Coverage

Graduate Assistants who have a State of Maryland Employee Health Plan:

  • If the assistantship continues from one academic year to the next, (Spring 26 to Fall 26), the State of Maryland Employee Health Plan coverage will continue uninterrupted through the summer.
  • If the assistantship ends in Spring 2026 and you are not reappointed in Fall 2026 with an assistantship, then your insurance plan will terminate on the last day of the month that your assistantship ended (if the last day of a GAship is June 3, then insurance will continue through June 30).  This will mean that you will not have summer coverage.  Depending on your circumstances, you may be eligible to enroll in SHIP using a Qualifying Event process.
  • Please consult with your department's business office about your graduate assistantship status, start dates, and end dates, or refer to the Univeristy Human Resources (UHR) benefits page for questions about the State of Maryland Employee Health Plans. 

Summer SHIP Plans

Graduate students are eligible to enroll in the Student Health Insurance Plan (SHIP) for the Summer Only plan (June 1 - July 31) if registered for at least one credit during Summer Session I.  Or, depending on your circumstances, you may be eligible to enroll in SHIP using a Qualifying Event process.  More information about SHIP enrollment can be found on the Academic HealthPlans website.

End of SHIP plan year

  • To continue with SHIP beyond July 31, 2026, eligible students can enroll in a new SHIP on the Academic HealthPlans website
  • If enrolling in a different insurance plan, you must submit a SHIP waiver.
  • The SHIP Bridge Plan is a special accommodation for students who are currently on SHIP and need to extend coverage for only one month. Students enrolled in SHIP and graduating in August or December are eligible.  Students enrolled in SHIP, but will transition to a different health insurance plan are eligible.   Students not actively enrolled in SHIP are NOT eligible for the Bridge Plan.  Students who graduate in May 2026 are NOT eligible for the Bridge Plan.  To enroll in the Bridge Plan, go to the Academic HealthPlans website and select "Student groups eligible for Voluntary Enrollment."   For questions about the Bridge Plan, email UHC-Insurance@umd.edu.

 

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